In Canada how long does it take to appraise a home? (Timeline Explained)

Updated: October 2025 | Ontario, Canada

Introduction

The question, "How long does a home appraisal take in Canada?" is undoubtedly on your mind.

Understanding the appraisal timeframe helps in planning, whether you're buying, refinancing, or simply trying to figure out how much your Ontario property is worth. I've seen it all: unexpected events, delays, and fast turnarounds. This is what you should know.

The Short Answer

The entire home appraisal procedure usually takes three to seven days to finish in most places.

Waiting for a house appraisal can be stressful. Let's look at how long it really takes in Canada!

Detailed Timeline for Traditional Appraisers

Step 1: Request the evaluation, which should take one to three days. After someone requests an appraisal, the visit is scheduled over the course of a few days. During busy times like spring and summer, it can take longer.

Step 2: Analysis, which takes a day or two: The appraiser looks at similar properties that have sold nearby. They also look at local laws and property records.

Step 3: Report Writing (1-2 days) 

Step 4: Writing the Report (1-2 days) The appraiser compiles all of their findings into a report. This illustrates your home's worth and the factors that influence it.

What Does the Appraisal Process Involve?

When your lender orders an appraisal, several steps happen:

• The appraiser books a visit.
• They inspect your home (interior + exterior).
• They research comparable sales (comps) in your area.
• They write their report and send it to the lender.

In Ontario, a typical home inspection by a certified appraiser can take anywhere from 30 minutes to several hours, depending on the property, according to Canadian sources. After the examination, it frequently takes a few days to compile the data and transmit it to the lender.

What might take it longer?

• Big houses
• isolated places in rural regions
• Absence of records or data 

A number of things can drag the timeline:

• More time is needed for inspections of complex properties (big residences, distinctive features).
• Busy marketplaces or the absence of appraisers. According to certain Canadian sources, delays occur when demand increases. Opendoor
• Incomplete homeowner information—the appraiser will have to wait if you don't grant access or supply supporting documents.
• Remote or rural areas have few comparable sales.

Methods for Getting Things Done More Quickly

Make sure your home is ready. Get all of your paperwork ready. There is a clear path in every part of your home. Fix whatever small problems you can.

Having your home appraised is essential when purchasing, selling, or refinancing. Now you know what to expect and how long it will take!

2025 Update: What Ontario Homeowners Should Know

• Certified appraisers in Ontario still require access to physical inspections; digital-only reports aren’t universally accepted.
• Industry data notes that most residential appraisals settle within a week unless delayed by logistics.
• With online platforms rising, homeowners using services that allow photo uploads and smart scheduling are shaving off 1-2 days on average.

 Why Wait for Traditional Appraisals?

Traditional appraisals may take several days or even weeks. However, Home Appraised can provide you with a fast online appraisal of the value of your property, with just a few taps, 

• No appointments
• No need to wait for inspectors
• No additional costs—just prompt, precise estimates that have been approved by qualified professionals

FAQs

Can I use an online tool to complete the appraisal more quickly?

Indeed. Online home appraisal platforms can provide an estimate and set up a traditional review more quickly than traditional techniques for typical homes in urban Ontario.

Do I have to be present during the inspection?

Although it's not always the case, being accessible can expedite access and minimize delays, particularly if the appraiser needs to ask questions.

What happens if it takes longer than the closing date to complete the appraisal report?

Your lender can ask you to pay for a quick appraisal or postpone the closing if they are unable to obtain a report in time. Place your order as soon as you can.

About the Author

Written by the HomeAppraised TeamWe offer quick, free, and certified online property valuations to homeowners in Ontario.

Disclaimer

This post is for general informational purposes only. Home appraisal timelines may vary by region, property type, and lender. Always consult a licensed appraiser for your specific situation.

Final Remarks

Before you go for refinancing or buying you must need an appraisal for that just go to our app and request an appraisal, you’ll get an appraisal faster than ever and get an accurate market value of your house. This is a well organized platform that helps you get fast, accurate, online appraisals, without appointments.